Bankruptcy

Bankruptcy Attorney

If you have found yourself in over your head financially, do not lose hope. You can save your house and your car. You can get your finances under control and start fresh. The decision to file for bankruptcy is a tough decision for anyone. Whether you are single or married, young or old, this can be a hectic and stressful time in anyone’s life. At Pollis & Duggan, we help consumers file for bankruptcy under Chapter 7 and Chapter 13 of the Bankruptcy Code. We understand the stress people are under. We strive to provide a comfortable environment for people to air their concerns and seek effective legal counsel.

Would you like to speak with a lawyer and learn more about the options available to you? Contact our firm today to arrange a free consultation.

Chapter 7 and Chapter 13: What is the Difference?

Our clients are people just like you. They have found themselves in financial situations that seem overwhelming. Whether because of a divorce, a sudden illness, or job loss, the bills have piled up and are out of control. It is okay to be scared during this time, and it is also okay to feel hopeful. We can help you get through it. There are legal remedies available to consumers who are over their heads in debt. Chapter 7 bankruptcy eliminates all dischargeable debt. Chapter 13 bankruptcy reorganizes debt that is payable, between a three and five year period. We talk to clients about the advisability of filing either one. Each person’s situation is unique. Some may have disposable income and be suitable for Chapter 13. Others may require a liquidation of debt through Chapter 7. It is possible to halt foreclosure on your home, keep your car, and get back on track.

We are certified to electronically file bankruptcy documentation, we are experienced with means testing, and are well-versed on the changes to homestead filings and exemptions. Contact our firm to learn more.